We provide finance for social enterprises in the form of loans, participation loans (where repayment is linked to the future performance of the enterprise) and equity. We work closely with social enterprises to tailor our finance to fit with their growth needs and repayment capability. We can offer finance between £50,000 and £500,000. BII can also arrange financing in partnership with other social finance institutions for amounts over £500,000. We do not provide grants.

We are developing an Alternative Credit Scoring Index that will add alternative data, such as rent payments, to traditional credit scoring models. This may help increase access to mainstream credit and other services for up to £1 million low-income consumers.